Educational Podcasts

These videos are for educational purposes. We represent many of the top carriers available. We will review your unique situation and be able to offer you a variety of carrier products and plans to choose from.

Understanding Medicaid Spend Downs in Washington State

I explain what a spend-down is, who it applies to, and how it works in Washington State. I discuss income limits, examples, base periods, and tips for managing the process. Submit medical bills to reduce income for Medicaid eligibility. Remember, spend-downs are there to help you qualify for coverage.

Understanding Low Income Subsidy

An important program that can help people with Medicare save money on their prescription drugs. It's called Low-Income Subsidy, also known as Extra Help.

Understanding Medicare Election Periods

I explain the different Medicare election periods. We cover the annual election period, open enrollment period, special enrollment periods, and the initial enrollment period. I provide key dates and details for each period, helping you navigate Medicare choices effectively and find out when you can change your plan.

In-Person Appointments Available

Offices in Spokane, Washington

 509-703-5655

 509-703-5655 (Text)

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